Commercial Auto

From business owned private passenger vehicles to large fleets, a commercial auto policy can provide coverage for virtually any type risk. Commercial auto insurance broadens coverage to cover:

  • Owned, leased or rented vehicles such as cars and trucks.
  • Employees who drive their own vehicles to conduct business.
  • Employees who operate company vehicles that are leased, rented or owned.

Unlike personal auto policies that have separate limits for bodily injury and property damage liability (split limits), the commercial auto policy commonly has a Combined Single Limit (CSL). This creates higher limits for both bodily injury and property damage coverages, including per occurrence limits.

Coverages Available

  • Physical Damage
  • Collision
  • Comprehensive
  • Individual Named Insured Endorsement
  • Fire and Theft with CAC
  • Non-Owned Vehicle
  • Any Auto
  • Employer's Non-Owned
  • Hired Auto
  • Drive Other Car
  • Single Deductible Endorsement

Specialty Coverages

  • Motor Truck Cargo
  • Motor Truck General Liability
  • Non-Trucking Liability
  • Rental Reimbursement with Downtime
  • Trailer Interchange
  • Garage keepers Legal Liability Insurance
  • On-Hook Towing Insurance

For coverage definitions, videos, and useful product resouce information click below to go to our Client Connection page.