Business Owners Policy (BOP)

Built for the small business owner, this policy offers a way to save money while getting broad coverage.

A Business Owner's Policy (BOP) combines business property and business liability insurance into one convenient policy. Besides covering a business from fire, theft and general liability claims, it can also include coverages such as the ones listed to the right.

Depending on what type of business you own, there may be a BOP policy tailored just for you with coverages that are specific to your business. Listed below are some of the industry specific BOP Policies:

  • Auto BOP - General Service Centers; Body Shops; Glass; Brakes; or Muffler Repair Shops
  • Retail BOP - Clothing; Electronics; Furniture; Books; or Appliance Stores
  • Food BOP - Delis; Fast Food Restaurants; Fine Dining; Ethnic Cuisine; or Pizza Parlors
  • Service BOP - Barber Shops and Salons; Dry Cleaners; Funeral Homes; Pet Services; or Printers
  • Office BOP - Accountants; Engineers; Medical; Professionals; or Agencies

Tailored Coverages

  • Business Income
  • Professional Liability (Errors and Omissions)
  • Electronic Data Loss
  • Hired and Non-Owned Auto
  • Employee Dishonesty
  • Cyber Liability
  • Inland Marine
  • Accounts Receivable
  • Equipment Breakdown

For coverage definitions, videos, and useful product resouce information click below to go to our Client Connection page.